The "regional closeness" is the motto of Nikonoko Shinkin-gai. One day, he meets Manjiro, a classmate who opened a massage shop, and recommends refurbishing it with loans from Shinkin. Then, he asked Yoshimura, who was a client of the interior store, to be renovated, but the cost of the renovation was not paid by Manjiro and it became difficult to manage Yoshimura. Then, when a manjiro gave out bad loans and failed to lend them, his boss was asked to take responsibility for them and the cost was required by the body.